With over 40 years of experience in insurance agency operations, financing and M&A, we are well positioned to assist you with capital needs. We have relationships with many program administrators and understand the market.

• Insurance Expertise:  Our lending team has extensive experience working in the insurance industry. We understand your business.
• Cash Flow Lenders: The asset of an insurance agency is the book of business.
• Use of Loan Proceeds: Acquisition, Refinance, Working Capital, Real Estate.
• Competitive Rates and Terms: Typical agency acquisition without real estate would have a 10 year term, rates around Prime + 2.5%, and no prepayment penalty. Longer terms are available for real estate loans.
• Preferred Lender with the SBA: Experience an efficient process that provides fast closings and funding. Most loans close within 60 days. We “have the pen” for the SBA and make credit decisions in house.